Investing Segment

"Saving is Addition, Investing is Multiplication". Learn to invest and watch your money grow exponentially!

Saving is a good start to personal Finance, having an emergency fund put away and a chunk saved can be good platform to build off. However, steps must be taken to counteract the effects of inflation. Wealth generation only begins when you get into the investing game! (investing in the thousands = big bucks). You ever heard of a person save up to a billion?

There are a wide range of entities you can invest your money (and time) into. The main 3 asset classes are generally accepted to be: Stocks, Bonds & Cash Equivalents.

There are also instruments such as cryptocurrency investing, real estate, high valued collectibles such as artwork or trading cards (these can go for a pretty penny if you hold the right ones). And, as cliché as it sounds, you can invest in YOU, converting yourself into your most valuable asset. Learn high-income skills that can be monetized.

Main Asset Classes

Asset classes are groupings of investments that are simlar in characteristics and are governed by the same laws and regulations. The different groupings are: stocks, bonds and cash equivalents.

The stock market is where you can buy shares of various companies. You could invest in equity indexes such as the S&P500 and the NASDAQ100 or build up a portfolio of indivual shares in companies you believe in, reaping the profits as they appreciate. Bonds are fixed income securities, they allow you to earn an income on money invested, you are essentially lending your money to the government for interest. Cash equivalents include: Treasury bills, bank certificates of deposit and other money market instruments.

Investing in these assets and building a portfolio may help you turn a profit. We'll provide a guide here.

Real Assets

Although these assets do not fall under the main 3 asset classes, they are still very much assets and will/can generate good profits. These are tangible assets: real estate (houses), precious metals, commodities (grains, oil, gas), equipment etc which can be held as part of a portfolio. They help in diversifying and spreading risk, as they do not strongly correlate to financial assets such as stocks & bonds.

The value of these assets are pulled from their physical qualities. They are more stable but far more illiquid than financial assets. The Investing segment will cover these assets and how to invest in them.

Cryptocurrency

Bitcoin, Ethereum (and possibly Dogecoin) are among the most popular cryptocurrencies. As of today (12/01/2022),there are 9003 crypto tokens listed on the CoinMarketCap website. Certain coins have actual use cases and aim to solve a specific problems, whilst others are termed "meme coins" and thrive off speculation and hype (these can still be profitable due to the large/faithful communities backing them). The crypto marketplace is highly volatile and are broadly classed as risky investments.

This hosts a large number of opportunities to invest and grow your capital that has already made many wealthy. Education in the space is paramount.

Other Assets

Trading cards, designer handbags and intangible assets are all part of the list of unusual and less spoken about assets. They are still great investment opportunities but require a bit more digging and an understanding of the niche marketplaces involved.

We will uncover some of these in this blog space.

High Income Skills

You are your greatest asset and investing in yourself can yeild some of the greatest rewards when compared to other forms.

Skills to learn include: Digital marketing, Video editing, SEO, Sales, Coding and many many more. These topics are probably more pertinent in the Personal Development segment but I wanted to mention them here.

Make your money work.